Millions of people have a bump or bruise on their credit.
Sometimes it’s through no fault of their own, maybe as a result of medical bills, unexpected life events, or because they agreed to cosign for someone else’s debt.
But everyone needs a vehicle in order to get through day to day life.
A question that comes up time and time again is whether somebody who has credit concerns can qualify to buy a vehicle.
The answer is….it depends!
Here’s the good news:
Our dealership stay in business by selling cars. Quality cars that we are proud to own and drive ourselves. New, Pre-owned and Factory Certified as well.
Part of my job is to help you find the right vehicle for you and your family. Ask around. Your neighbors, friends and family all know who I am and how I can help. I am "Uncle" Bill and I treat everyone just like family.
So, getting you into a vehicle, whether or not you have credit concerns has always been part of what I do.
So if you’re in the market, it’s always worth looking into it further.
If you want to purchase a vehicle but you have some credit concerns, there are definitely options out there for you. Whether or not I can get one of our fresh start lenders to offer you a loan package will depend on a few factors, including the vehicle and price range you’re looking at, and the entire financial picture.
If you have a steady source of income and our lender can verify it, that will definitely help get you an approval.
The same goes for any down payment you’re able to come up with, as it will show the bank that you have some equity in the vehicle right from day one.
Remember this. The only product a bank can offer is money (loans that can create income for the lender by way of interest.)
Lenders also need to find a way to say YES. That is the only way that they can generate income and stay in business.
Remember, if you have questions about buying a vehicle or about the process, feel free to reach out to me and I’ll do my absolute best to get you the answers and the approval you need.
Call me, "Uncle" Bill OGorman direct at (607) 543-1215 today and let's work on this together for you and your family.
